profile picture

JAMES HENRY CRUPI LLC. is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - JAMES HENRY CRUPI LLC. is on the roster of approved appraisers for NJ. This indicates that we are certified and approved by the FHA to do appraisals for property loans insured by them. Part of the periodic training our staff at JAMES HENRY CRUPI LLC. completes deals exclusively with comprehending the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is backed by them. The FHA does not provide funds to borrowers, rather, it provides lending organizations with protection through mortgage insurance in case the borrower does not pay his or her loan obligations. Available to all purchasers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely helpful to those buyers with less available cash.