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Need an appraisal for an FHA-backed mortgage? Call JAMES HENRY CRUPI LLC.

Rest assured that JAMES HENRY CRUPI LLC. is an FHA-certified appraisal company in NJ. If you have an FHA-insured mortgage, be sure to contact JAMES HENRY CRUPI LLC., as we are approved and certified to perform FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact JAMES HENRY CRUPI LLC. if you need an appraisal done for an FHA-secured loan.

An FHA loan is secured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lenders with security with mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to assist low-to-moderate income buyers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Buyers with lesser income or less starting capital to use as a down-payment on a financial transaction are helped the most from Federal Housing Administration loan programs.